If you’ve been hurt in a motorcycle crash, there may be a variety of insurance policies available to help you with your medical expenses, repairs to your bike, and other costs. If the crash was caused by another driver, you may file a claim against his or her auto liability insurance. Your own uninsured/underinsured motorist policy may come into play if the at-fault driver was uninsured or your damages exceed the other driver’s liability policy limits.
You should notify your insurance company as soon as possible after a crash. The insurer will need to document the accident. If you are approached by representatives for the other person’s insurance company, you should politely refuse to speak with them until you’ve consulted a personal injury lawyer.
Your lawyer will handle all communications with the insurance company to make sure that you do not make any statements that could harm your claim. Your lawyer will negotiate for a settlement that covers your costs, and will file a lawsuit if necessary, to get what you are owed.
All insurance companies have the same goal of keeping costs low to maximize profits, so they will try to settle any injury claim for as little as possible. Most insurers will look for ways to claim that people were to blame for their own accidents to justify denials of claims.
You may be able to handle a claim involving only property damage on your own. But you will need the help of an experienced accident attorney for any crash that caused injuries or death. It can still be challenging to get what you’re owed whether fault is disputed or not.