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Should I Handle My Case with the Insurance Company Directly?

Handling a personal injury case yourself, also known as self-representation or representing yourself “pro se,” is possible, but it can be challenging. Personal injury cases can be complex and involve legal procedures, rules, and deadlines that can be difficult to navigate without legal knowledge and experience. Here are some factors to consider when deciding whether to handle your personal injury case yourself:

  • Legal Knowledge: Personal injury laws can vary by jurisdiction and can be complex. If you do not have a solid understanding of the legal principles and procedures involved in personal injury cases, you may find it challenging to represent yourself effectively.
  • Case Complexity: The complexity of your personal injury case is another important consideration. If your case involves complex legal or factual issues, multiple parties, or significant damages, it may be more difficult to handle on your own.
  • Time and Effort: Representing yourself in a personal injury case requires a significant investment of time and effort. You will need to research and understand relevant laws, gather evidence, draft legal documents, and navigate court procedures, which can be time-consuming and overwhelming.
  • Risk of Mistakes: Without legal training and experience, you may be more prone to making mistakes that could jeopardize your case. Legal mistakes can have serious consequences, including the loss of your legal rights or the potential for financial liability.
  • Settlement Negotiations: Personal injury cases often involve settlement negotiations with insurance companies or opposing parties. Negotiating fair compensation for your injuries and damages can be complex and challenging, and having legal representation can be beneficial in achieving a favorable outcome.
  • Courtroom Experience: If your personal injury case goes to trial, you may need to represent yourself in court, which can be intimidating and complex. Courtroom procedures, rules of evidence, and legal arguments require experience and knowledge to effectively present your case.
  • While it is possible to handle a personal injury case on your own, it is generally recommended to seek legal advice from an experienced personal injury attorney. An attorney can provide you with legal expertise, represent your interests, and help you navigate the complexities of the legal system to maximize your chances of obtaining fair compensation for your injuries and damages.You can try, but our general experience is that anybody who tries to handle their case with the insurance company never comes out ahead on that. Their job is to minimize your climb and to pay you as little of an amount as possible, so they will use everything they can use against you.

Just remember, that’s how they’re being paid, that’s what they’re paid to do, that’s their job, to pay out as little as possible. They’re probably going to get a bonus at the end of the year based on how little the money they can pay out. So generally it’s not a good idea to try to handle your own client.

General Steps to File Your Own Personal Injury Case in Texas

Please note that filing a personal injury case can be complex, and the specific steps and requirements may vary depending on your jurisdiction and the nature of your case. It is highly recommended to seek legal advice from an experienced personal injury attorney before proceeding with filing a case on your own. However, here are some general steps that may be involved in filing a personal injury case yourself:

  • Assess the Validity of Your Claim: Determine whether you have a valid personal injury claim. Personal injury claims typically arise when you have suffered harm or damages due to the negligence or wrongful conduct of another party. Evaluate the facts and circumstances of your case to determine if you have a legal basis for a personal injury claim.
  • Research Applicable Laws: Research and understand the laws governing personal injury cases in your jurisdiction. This may include statutes, regulations, and case law that determine the legal requirements, procedures, and deadlines for filing a personal injury claim.
  • Gather Evidence: Collect evidence to support your personal injury claim. This may include medical records, accident reports, photographs, witness statements, and other relevant documentation that establishes the facts and circumstances of your case and supports your claim for damages.
  • Prepare Legal Documents: Draft and prepare the necessary legal documents to initiate your personal injury case. This may include a complaint or petition that sets forth the details of your claim, identifies the parties involved, and outlines the relief you are seeking.
  • File the Case: File your personal injury case with the appropriate court or administrative agency. This may involve paying filing fees, serving copies of your legal documents on the opposing party, and complying with any procedural requirements of the court or agency.
  • Follow Court Procedures: Familiarize yourself with the court procedures and rules that apply to your personal injury case. This may include attending hearings, responding to motions, and complying with deadlines and procedural requirements.
  • Engage in Settlement Negotiations: Personal injury cases often involve settlement negotiations with insurance companies or opposing parties. Engage in good-faith settlement negotiations to try to resolve your case before trial. Be sure to carefully review any settlement offers and understand the implications before accepting or rejecting them.
  • Attend Trial (if applicable): If your personal injury case proceeds to trial, you may need to represent yourself in court. Prepare for trial by organizing your evidence, preparing witnesses, and presenting your case in accordance with court rules and procedures.

Again, it is important to note that handling a personal injury case on your own can be complex and challenging. It is highly recommended to seek legal advice from an experienced personal injury attorney to ensure that your rights are protected and that you have the best possible chance of obtaining fair compensation for your injuries and damages.

Let Herrman & Herrman Personal Injury Lawyers Help!

With over 100 years of combined experience among the legal team of Herrman & Herrman, P.L.L.C., our Texas personal injury attorneys have successfully resolved over 20,000 cases. When representing injured Texas residents, we fight for justice against wrongdoing and aggressively pursue the best resolution to complex personal injury claims.

If you or a loved one was injured, please contact us for a free initial consultation and case evaluation. Herrman & Herrman, P.L.L.C., is a locally based law firm focused on holding negligent individuals and companies accountable for their wrongdoing. We are not a personal injury mill that advertises nationwide. We provide individualized advocacy in attending to all aspects of claims that involve. Our firm has offices in the following locations: Corpus ChristiCorpus Christi South SideBrownsvilleMcAllenSan AntonioHouston, and Ft. Worth, TX.

We remain by our clients’ side, handling all aspects of their claims and attending to all legal, medical and financial needs. That dedication is combined with experience, legal knowledge, and insight from a former insurance adjuster and several former insurance defense attorneys. Whether our clients are suffering from physical pain from an accident or the emotional grief of death, we treat clients with compassion. We put their mind at ease during difficult times by answering their questions concerning the length of their claim, medical bills, financial compensation and their overall need for a lawyer.