A lien is a legal term that many do not understand at first. A lien is a legal claim or right against someone’s property. This property is commonly home or an automobile. Liens, in some cases, provide security, as organizations or people that hold liens on the property. So they can obtain that property as a way of satisfying debts or obligations. Many encounter liens as part of a homebuying scenario, wherein the bank or lender that administers your home loan has a lien on your property to ensure they receive satisfactory payment for the home loan.
Common Times Liens Are Formed
Liens are a possible legal action anytime someone else has a right to your property, typically when you purchase that property and borrow money. In-home loans, your home serves as collateral to the lender. This means that the lender may place a lien on your home in your loan agreement, allowing them to foreclose on your house if you do not make payments.
Liens are also common in auto loans. This is very similar to the home loan scenario, but instead, if you fail to make car payments, your car loan lender can repossess your car. This repossession process can happen at any point, and the auto lender can come to pick up your car.
How to Remove a Lien on Your Property
If you want to remove a lien from your property, you have a few options. The most common and clear-cut way to remove the lien is by paying off the property’s debt. You may also be able to settle with your creditor through negotiating. If you do not think the lien is legitimate, for instance, if you bought a piece of property with a lien that did not get released, you can correct it with the creditor or lender.
However, if you want to dispute a lien and disagree about its legitimacy, you may need to bring legal action. You should contact an attorney in your area with experience in property law and removing unjust liens.
CONTACT HERRMAN & HERRMAN IF YOU HAVE BEEN INJURED IN ANY OF THE FOLLOWING TYPES OF ACCIDENTS:
We can help you if you have been harmed by the following:
- Car accidents – Our lawyers have extensive experience handling car accident cases. We will work to identify the party or parties at fault for the crash and build a case to demonstrate persuasively how the parties caused the accident and your injuries. We will seek fair and full compensation through a negotiated settlement or at trial if necessary.
- Truck accidents – Thousands of large commercial trucks travel the roads of Texas every single day. Unfortunately, careless truck drivers and trucking companies disregarding safety put innocent people at risk of serious injuries. If you’ve been injured in a truck accident, let our experienced Texas personal injury lawyers stand up to the trucking companies and insurers on your behalf.
- Motorcycle accidents – Motorcycle riders often suffer grievous injuries in crashes caused by other motorists. Too many motorcycle accidents in Corpus Christi are caused by careless drivers who don’t look for motorcycle riders or violate their right of way. Our personal injury lawyers will work to cut through the bias and stigma against motorcycle riders. Our goal is to seek the financial compensation that you’ll need to recover from a serious motorcycle accident and injuries such as bone fractures, road rash, or traumatic brain injury.
- Product liability – Product manufacturers have a legal obligation to make products that are safe for their intended uses and to warn consumers of any risks that may come with the product. When products have design or manufacturing defects or undisclosed dangers, the product manufacturer may be legally responsible for injuries suffered by consumers. Our attorneys can help you evaluate whether you have a valid product liability claim.
- Brain injury – Brain injuries can leave accident victims with disabilities that leave them unable to work or perform many tasks of daily living. Seeking compensation for a brain injury in an accident often proves incredibly complex. The brain injury survivor may seek compensation for anticipated future medical care and the medical care already provided. Our personal injury lawyers can help you through the difficult recovery process following a brain injury and will fight to make sure you have the resources you need.
- Spinal injury – Spinal cord injuries could cost millions of dollars of care over the course of the victim’s lifetime, especially when those injuries result in partial or complete paralysis, such as paraplegia or quadriplegia. If you or your loved one has suffered a spinal cord injury, you deserve compassionate legal representation. Our attorney can help you determine whether you may be entitled to claim compensation for your injury and expenses related to living with the disability, such as making a home more accessible.
- Wrongful death – If you have lost a loved one due to the negligent or reckless actions of another party, your family deserves to seek accountability and compensation from those at fault for the wrongful death. Our caring and dedicated attorneys can help guide you and your family through this difficult and painful time and seek justice for your loved one.
